Sunday, August 2, 2015

Resources for Consumers - Identity Theft

Identity Theft & Data Security - Federal Trade Commission:

https://www.ftc.gov/news-events/media-resources/identity-theft-and-data-security

They provide these links:

Policy on Identity Theft & Data Security:

https://www.ftc.gov/news-events/media-resources/identity-theft-data-security/policy

Filing a Complaint:

https://www.ftc.gov/news-events/media-resources/identity-theft-and-data-security/filing-complaint

 List a Phone Number on the Do Not Call Registry:

https://www.ftc.gov/faq/consumer-protection/list-number-national-do-not-call-registry

National Do Not Call Registry:

https://www.donotcall.gov

Phishing Scams & How to Spot Them:

Phishing is a type of online scam that targets consumers by sending them an e-mail that appears to be from a well-known source – an internet service provider, a bank, or a mortgage company, for example. It asks the consumer to provide personal identifying information. Then a scammer uses the information to open new accounts, or invade the consumer’s existing accounts. There are several tips consumers can follow to avoid phishing scams, such as not responding to e-mails or pop-up messages that ask for personal or financial information.

https://www.ftc.gov/news-events/media-resources/identity-theft-and-data-security/phishing-scams

Stop Fraud - US Government Financial Fraud Enforcement Taskforce:

http://www.stopfraud.gov/protect-identity.html

At the Stop Fraud website, they offer this list of resources for consumers:

Resources on How to Protect Yourself

Statement of Rights for Identity Theft Victims

Basic rights for identity victims & steps to report the crime & limit the loss.

Identity Theft & Your Social Security Number

Specific information concerning protecting your social security number & what to do if someone else is using it.

Identity Theft and Your Tax Records

IRS policies & contact information if you suspect identity fraud in connection with your tax records.

Medical ID Theft

Brief review of medical fraud, its implications, & how to protect yourself.

Medical Identity Theft

Could identity thieves be using your personal & health insurance information to get medical treatment, prescription drugs or surgery?

Take Charge: Fighting Back Against Identity Theft

The FTC’s comprehensive guide for victims of identity theft. Includes the ID Theft Affidavit.

To Buy or Not To Buy: Identity Theft Spawns New Products & Services to Help Minimize Risk

Pamphlet listing some services to minimize the risk of or mitigate the damage done by identity theft.

Your Access to Free Credit Reports

Guide to ordering your free credit reports from annualcreditreport.com

Related Organizations & Web Sites

Don't Be an On-line Victim: How to Guard Against Internet Thieves & Electronic Scams

Video with tips to protect oneself.

Federal Bureau of Investigation (FBI): Identity Theft

This section of the FBI Web site presents data & resources related to identity theft.

Identity Theft Resource Center

The Identity Theft Resource Center® (ITRC) is a national, non-profit organization established to support victims of identity theft in resolving their cases, & to broaden public education & awareness in the understanding of identity theft. It is the on-going mission of the ITRC to assist victims, educate consumers, research identity theft & increase public & corporate awareness about this problem.

OnGuard Online

This Web site provides practical tips from the federal government & technology industry to help consumers guard against Internet fraud, secure their computers, & protect personal information.

Privacy Rights Clearinghouse

A nonprofit consumer education and advocacy project whose purpose is to advocate for consumers' privacy rights in public policy proceedings & empower consumers to take action to control their own personal information by providing practical tips on privacy protection.

Federal Trade Commission: Identity Theft Web Site

This website is a one-stop national resource to learn about the crime of identity theft. It provides detailed information to help you deter, detect, & defend against identity theft.

Publications

Deter, Detect, Defend: Avoid ID Theft

Brochure from the FTC with quick steps to help protect yourself from identity theft.

ID Theft Complaint & Affidavit | en espaƱol

A voluntary form for filing a complaint with police department.

Chart Your Course of Action

Chart for you to use to keep track of steps taken to report  fraudulent use of your identity.

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